FAQ’S

WHY USE Kingsbridge International?
Kingsbridge International was founded on a set of unique principles which we believe enable us to offer a superior professional service. These guiding principles can be summarised by the following:

I KEEP READING THAT PROPERTY PRICES ARE FALLING.
In certain areas and in certain price ranges, that is true. Current press reports you may have read typically concentrate on specific markets within the UK. What is equally true is that over the next few years, total returns from property in the UK are unlikely to match those of the last five years. For this reason, it is vital to use a professional independent service such as Kingsbridge International’s to ensure you receive the best advice.

However, there are markets still experiencing high capital growth and rental returns both in the UK and abroad. By paying attention to market fundamentals and analysing the drivers of growth, Kingsbridge International can offer investments that out perform the market and deliver sustainable growth to the investor.



WHAT IS THE MINIMUM INVESTMENT?
The minimum amount of equity required will depend on the individual’s circumstances and eligibility for a mortgage. However, if one was to assume a unit cost of £150,000, we would advise that an investor should typically require a minimum of £22,500 equity i.e. 15% of the purchase price.



WHY SHOULD I USE Kingsbridge International’S PARTNERS FOR FINANCE AND MANAGEMENT?
There is no obligation for you to do so, although we believe this will save you money and time. We have negotiated below market rates for these services and we use the service providers ourselves. This enables us to monitor their performance and to change service providers should it prove necessary.



WHAT FEES DOES Kingsbridge International CHARGE?
We usually charge fees to developers for marketing and research or in some cases we are a partner in the development, in which case that is declared. The amount charged depends on the location and complexity of the investment opportunity, covers all our services such as negotiated group discounts, research material and finders fee. Kingsbridge International and its employees often invest in units and the price Kingsbridge International receives is equal to that of our investors. If we were to charge fees to purchasers, this will of course be declared.

WHAT AREAS DO YOU COVER?
Kingsbridge International adopts a creative proactive approach to property investment. Whilst focusing on the residential sector, we include off plan new build, refurbishment projects and joint venture development schemes within our investment strategy.

We are opportunity led and do not rule out any location. For investors considering overseas markets, higher returns are achievable in some mainland Europe locations than in the U.K. We are currently active in the Czech Republic, Croatian and Bulgarian markets and we are researching opportunities in other Central European markets.

HOW ARE INVESTMENT OPPORTUNITES OFFERED?
No one investor has priority over others and information is released to our entire investor database at the same time. Our web page is updated with areas and projects we are currently researching and we e-mail all registered parties giving notice of a selected opportunity, our research documents and the time and date at which it will be offered.
At that time, it is simply a question of first come first served until all available units have been sold.



HOW IS PERFORMANCE MEASURED?
The financial markets use a number of measures such as return on equity, initial yield, total return, internal rate of return and p/e ratios. Not all of these are relevant, or measurable, in the property market and for those that are, we provide an outline below. For full financial analysis and examples of our research, please go to www.kingsbridge-int.com/register.

WHAT OTHER ACQUISITION COSTS ARE INVOLVED?
For the property itself, the cost is normally divided into a reservation fee, typically of £2-3,000, stage payments of up to 50%, with the balance on completion.
Legal fees. These depend on the lease structure and the nature of the scheme. We will provide an estimate for each individual scheme we recommend.
Mortgage and survey fees. Most UK mortgage advisors will charge between 0.75 and 1.00% of the purchase price for arranging a mortgage. Overseas local mortgage advisers may charge 1-1.5%. In addition, a survey / admin fee in the region of £250 - £300 is sometimes payable.
UK Stamp Duty. This is a government tax payable as a percentage of the purchase price, at the following rates:
£60,001 - £250,000 1.0%
£250,001 - £500,000 3.0%
£500,001 + 4.0%



FURTHER INFORMATION
Please go to our "The Buying Process" section for further information on the acquisition process.